Selon l’Association française de gestion financière (AFG), l’épargne salariale atteignait fin 2014 le chiffre record de 109,9 milliards d’euros, ce qui correspond à une progression de 5 % par rapport à 2013.
Quant à la collecte nette, elle s’élevait l’année dernière à 200 millions d’euros. En effet, alors que les salariés ont versé 12,2 milliards d’euros sur des plans d’épargne salariale (4 % de plus qu’en 2013), ils en ont retiré 12 milliards.
Les sommes versées sur un plan d’épargne salariale sont principalement issues de la participation et de l’intéressement. Viennent ensuite les versements volontaires des salariés et les abondements des employeurs.
Actuellement, près de 11 millions de salariés travaillant dans 288 000 entreprises sont bénéficiaires de plans d’épargne salariale. Mais ce nombre devrait augmenter compte tenu des diverses mesures mises en place par la loi Macron afin de faciliter l’accès des salariés à ces dispositifs notamment dans les petites et moyennes entreprises.
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